---
title: "Persona Management Layer (@personamanagmentlayer) · skilld"
canonical_url: "https://skilld.dev/@personamanagmentlayer"
meta:
  description: "1 skill and 0 collections from @personamanagmentlayer on skilld."
  "og:description": "Agent skills written by real maintainers in their own GitHub repos, with links to source"
  "og:title": skilld
---

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![Persona Management Layer on GitHub](https://skilld.dev/_img/avatar?url=https%3A%2F%2Fgithub.com%2Fpersonamanagmentlayer.png)

# **Persona Management Layer**

@personamanagmentlayer

France

[GitHub](https://github.com/personamanagmentlayer) [Website](https://personamanagementlayer.org)

## [personamanagmentlayer/pcl](https://skilld.dev/gh/personamanagmentlayer/pcl)

1 skill

![README badge for personamanagmentlayer/pcl](https://skilld.dev/b/personamanagmentlayer/pcl?theme=light&label=0)

- [finance-expert](https://skilld.dev/gh/personamanagmentlayer/pcl)

  Designs, reviews, operates and audits systems that hold, move, account for and report money — ledgers, payments, banking and open finance, reconciliation and close, risk, fraud, AML, markets and portfolio accounting, and corporate finance/FP&A. Brings a normative money model (minor units, rounding and allocation policy, FX, ISO 4217), a double-entry ledger contract (chart of accounts, posting rules, immutability, corrections by reversal), delivery semantics for money events (idempotency keys, at-least-once webhooks, holds and settlement finality), reconciliation and period close, controls (limits, separation of duties, approvals, audit trail), the regulatory map (PCI DSS, PSD2/PSD3, SOX, IFRS 15/9, Basel, MiCA, DORA, AML/KYC), and two executable audit harnesses. Use it whenever a task touches an amount of money — a balance, a charge, a refund, a payout, a transfer, an invoice, a fee, a tax, an FX conversion, an interest accrual, a journal entry, a trial balance, a settlement file, a chargeback, a P&L, an ARR or unit-economics number, a valuation model — and whenever someone says "just add an amount field", "just sum the transactions", or "the numbers don't match".

  Updated 22 days ago![README badge for personamanagmentlayer/pcl](https://skilld.dev/b/personamanagmentlayer/pcl?theme=light&label=0) [Read source](https://github.com/personamanagmentlayer/pcl/blob/main/stdlib/domains/finance-expert/SKILL.md)

## **Curated setups **

Skills grouped for one workflow and installable with one command.

### **No collections yet **

When @personamanagmentlayer publishes a collection, it will appear here.

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