/kanchi-dividend-us-tax-accounting

Tax Planning Input Schema

Provide one JSON object with a non-empty holdings array.

{
  "holdings": [
    {
      "ticker": "JNJ",
      "instrument_type": "stock",
      "account_type": "taxable",
      "security_type": "common",
      "hold_days_in_window": 75
    }
  ]
}

Holding fields

• ticker: ticker symbol. Required operationally; missing values render as UNKNOWN and must be corrected before acting.
• instrument_type: stock, reit, bdc, or mlp; defaults to stock.
• account_type: account label such as taxable or ira; defaults to unknown.
• security_type: common or preferred; defaults to common.
• hold_days_in_window: integer holding days in the applicable ex-dividend window. When absent, emit assumption_required.

For a not-yet-owned candidate, create a hypothetical row using the intended account type and leave hold_days_in_window absent. Treat the resulting advice as planning support, not a confirmed tax classification.